Dubai Property Buying Cost Calculator

Estimate official DLD 4% fees, trustee charges, mortgage costs, and upfront cash required.

Connect with Verified Expert
Currency

Dubai Property Details

Did you know? Service charges and property maintenance fees in Dubai are strictly regulated by the RERA Service Charge and Maintenance Index.

Total Upfront Cash Required

AED 487,643

Includes Down Payment and all one-time fees.

Monthly Payment

AED 6,253

Estimated Mortgage (P&I)

Service Charge

AED 12,000

Estimated Annual Fee

HDE Report

Save Unit & Export Bank-Ready PDF

Save this unit to your private portfolio dashboard or download an itemized DLD, trustee & mortgage fee statement.

Fee Breakdown

DLD Registration (4%)AED 60,000
DLD AdminAED 580
ConveyancingAED 4,000
Agent CommissionAED 30,000
NOC FeeAED 1,000
Mortgage RegistrationAED 2,813
Mortgage ArrangementAED 11,250
Valuation FeeAED 3,000
Total FeesAED 112,643
Effective CostAED 1,612,643
COST SPLITHover Slices
DLD Registration (4%)53%
DLD Admin1%
Conveyancing4%
Agent Commission27%
NOC Fee1%
Mortgage Registration2%
Mortgage Arrangement10%
Valuation Fee3%
Comprehensive 2026 Buying Guide

Want to understand every DLD fee, trustee charge, and mortgage cost?

Read our in-depth breakdown of transfer fees, developer NOCs, and service charges across Dubai communities.

Read Full Fee Guide →
Disclaimer: The figures provided by this calculator are for illustrative purposes only to give you a clear perspective on property costs. Actual values, taxes, and developer fees may fluctuate based on current market updates and government regulations. Home Design English (HDE) is an informational platform; please verify all final costs with our network of verified real estate professionals before making any financial commitments.

Ready to Discuss Properties with a Licensed Specialist?

Connect with verified RERA advisors for unit allocations, off-plan launches, and cross-border investment structuring. Zero advisory fees.

Verified RERA Partner Network

Connect with a Verified Dubai Expert

Get unbiased guidance on property ROI, capital appreciation, and top communities from licensed professionals.

15+ Areas Covered

Popular for Investment:

100% Free Consultation • No Spam • Strict Escrow Protection

By submitting, you agree to our privacy policy. We never sell your data to unauthorized third parties.